Compare Auto Insurance by State

State minimum requirements, average rates, and top carriers vary by location. Select your state for tailored coverage information.

50 states available

Alabama cityscape and street view
Alabama Work Permit After License SuspensionAlabama Restricted License allows work driving during suspension with SR-22 filing. $100-$200 application, 10-15 day processing, requires employer letter. See requirements and costs.
Alaska cityscape and street view
Alaska Limited License for Work After DUI | SR-22 CostsAlaska requires 50/100/25 SR-22 coverage and employer verification for limited work licenses. Typical cost: $150–$280/mo plus $200 application fee. See permit requirements.
Arizona cityscape and street view
Arizona Work License & SR-22 for Suspended DriversArizona requires 25/50/15 minimums and SR-22 filing for work-restricted licenses. Hardship approval takes 10–15 days with employer verification. See what you need.
Arkansas cityscape and street view
Arkansas Work License for Suspended Drivers | Hardship SR-22Arkansas issues hardship licenses for work commuting during suspension. Requires employer letter, SR-22 filing, and 10-15 day processing. See what your state requires.
California cityscape and street view
California Work License & SR-22 Insurance for Suspended DriversCalifornia requires 15/30/5 minimum liability with SR-22 filing for work-restricted licenses. Employment hardship applications process in 10–15 days with employer verification.
Colorado cityscape and street view
Colorado Work License After Suspension + SR-22 CostsColorado Probationary License allows work-driving during suspension. Processing takes 30-45 days. SR-22 insurance averages $110-$240/mo. See employer verification requirements.
Connecticut cityscape and street view
CT Work Permit After Suspension: Employment DrivingConnecticut's Special Operator's Permit allows suspended drivers to commute and drive for work with employer verification and SR-22 insurance. See application requirements and approved-hours restrictions.
Delaware cityscape and street view
Delaware Work Permit After License Suspension + SR-22Delaware suspended-license work permits require SR-22 filing and employer verification. Most DUI cases need ignition interlock. See eligibility rules and commute-only insurance costs.
Florida cityscape and street view
Florida Work Hardship License Insurance & SR-22 CostsFlorida's Business Purpose License allows suspended drivers to commute for work. Requires SR-22 filing and employer verification—costs $120–$185/mo. See requirements.
Georgia cityscape and street view
Georgia Work Permit After License Suspension: How to ApplyGeorgia's Limited Driving Permit allows suspended drivers to commute and drive for work. Requires employer letter, SR-22 filing, and ignition interlock for DUI cases.
Hawaii cityscape and street view
Hawaii Suspended License Work Permit & SR-22 InsuranceHawaii does not offer work permits for suspended licenses. SR-22 filing required for reinstatement. Typical post-suspension rates: $140–$220/mo.
Idaho cityscape and street view
Idaho Work Permit After Suspension: Drive to Work LegallyIdaho restricted permits allow work driving during most suspensions. Requires SR-22 insurance, employer letter, and ignition interlock for DUI cases. See how to qualify.
Illinois cityscape and street view
Illinois Work Permit Insurance: RDP SR-22 RequirementsIllinois RDP requires SR-22 filing with 25/50/20 minimums. Application costs $8, processing takes 7–14 days. See employment-permit insurance rates.
Indiana cityscape and street view
Indiana Work License After Suspension (SDP Guide)Indiana Specialized Driving Privileges allow suspended drivers to commute to work. BMV requires employer verification, SR-22 filing, and 10-14 day processing. See requirements.
Iowa cityscape and street view
Iowa Work Permit Driving Licenses + SR-22 CostsIowa Temporary Restricted Licenses allow work commutes during suspension. Processing takes 14-21 days, requires employer verification and SR-22 filing. Costs run $165–$240/mo for standard coverage.
Kansas cityscape and street view
Kansas Work Permit After License SuspensionKansas restricted licenses allow driving to work, during work hours, and for essential errands during most suspensions. SR-22 required. Application takes 10-30 days with employer letter.
Kentucky cityscape and street view
Kentucky Hardship License for Work Driving & SR-22 CostsKentucky requires 25/50/25 liability and SR-22 filing for hardship licenses allowing work driving. Court approval takes 7–14 days with employer verification. See requirements.
Louisiana cityscape and street view
Louisiana Hardship License Insurance for Work CommutingLouisiana offers work-restricted licenses after suspension. SR-22 filing required before application, employer letters documenting schedule, and coverage understanding route restrictions.
Maine cityscape and street view
Maine Work License After Suspension: Cost & RequirementsMaine Work-Restricted Licenses allow employment driving during suspension. SR-22 insurance costs $140-$280/mo. Approval takes 2-4 weeks with employer verification.
Maryland cityscape and street view
Maryland Work Permit SR-22 Insurance: Rates & RequirementsMaryland Employment Driving Permits require active SR-22 filing before issuance. Policies cost $110–$185/mo depending on suspension cause. See what Maryland requires.
Massachusetts cityscape and street view
Massachusetts Work License & SR-22 Costs for Suspended DriversMassachusetts Hardship License allows work driving during suspension with SR-22 (20/40/5 minimums). Approval takes 7-14 days with employer verification. Rates: $145–$210/mo.
Michigan cityscape and street view
Michigan Work License SR-22 Insurance After SuspensionMichigan restricted licenses require SR-22 filing, employer verification, and approved work hours. Average cost: $180–$280/mo. Processing takes 30–60 days. See what you need to drive for work.
Minnesota cityscape and street view
Minnesota Work Permit After Suspension | Limited LicenseMinnesota Limited License allows work driving during suspension. Requires SR-22, employer letter, and $30 fee. Processing takes 2-4 weeks. See eligibility and restrictions.
Mississippi cityscape and street view
Mississippi Hardship License for Work After SuspensionMississippi hardship licenses allow employment driving after suspension with SR-22 filing, employer verification, and approved routes. Processing takes 30-45 days through the Department of Public Safety.
Missouri cityscape and street view
Missouri Work Permit After License Suspension | SR-22 GuideMissouri Limited Driving Privilege allows work commuting during suspension. Requires SR-22 filing, employer letter, and $50 fee. Processing takes 15-30 days.
Montana cityscape and street view
Montana Work License & SR-22 During SuspensionMontana's Probationary License allows work driving during suspension with SR-22 filing and employer verification. Processing takes 10–15 days. See requirements.
North Carolina cityscape and street view
NC Work Permit After License Suspension: SR-22 GuideNorth Carolina's Limited Driving Privilege allows work driving after suspension with SR-22 filing, employer letter, and court approval. Processing takes 10-30 days. See requirements.
Nebraska cityscape and street view
Nebraska Employment Driving Permit After SuspensionNebraska offers work permits with SR-22 filing for suspended drivers. Employer verification required. Processing takes 15-30 days. See eligibility requirements.
Nevada cityscape and street view
Nevada Work Driving Permit & SR-22 Insurance CostsNevada requires 25/50/20 SR-22 coverage for work-restricted licenses. Employer verification, route approval, and IID installation required. Avg $140–$190/mo.
New Hampshire cityscape and street view
NH Work License After Suspension: What You Can DoNew Hampshire does not issue work permits after suspension. Learn reinstatement requirements, SR-22 filing costs, and how to legally return to driving.
New Jersey cityscape and street view
NJ Work Permit After License Suspension + SR-22 CostNew Jersey Special Permit allows work driving during suspension with SR-22 filing. Costs $90–$175/mo. Processing takes 30-45 days. See NJ requirements.
New Mexico cityscape and street view
NM Work Driving Permit: Interlock License & SR-22 GuideNew Mexico's Ignition Interlock License allows work driving during suspension. Requires SR-22, IID installation, and employer verification. Application takes 10-15 days.
North Dakota cityscape and street view
North Dakota SR-22 Insurance & Work License OptionsNorth Dakota requires 25/50/25 minimums and 3-year SR-22 after DUI. No employment hardship license available during suspension. See carrier options and reinstatement paths.
New York cityscape and street view
NY Work License After Suspension: Conditional PermitNew York conditional licenses cover work, school, and medical trips for DUI suspensions only. Requires SR-22 filing for 3 years and $75 application fee. See eligibility rules.
Ohio cityscape and street view
Ohio Work License After Suspension: Costs & TimelineOhio's Limited Driving Privilege allows work commuting during suspension. Requires SR-22, employer letter, and 30-45 day processing. See exact requirements.
Oklahoma cityscape and street view
Oklahoma Work Permit License: Modified License GuideOklahoma Modified Driver License allows work driving during suspension with SR-22 filing and employer letter. Processing takes 10-15 days. See requirements.
Oregon cityscape and street view
Oregon Work Hardship License: Permit Rules & SR-22 CostsOregon hardship permits allow work driving after suspension with employer verification, SR-22 insurance, and 30-day DUI wait. See what Oregon DMV requires.
Pennsylvania cityscape and street view
PA Work License After Suspension: Costs & RequirementsPennsylvania's Occupational Limited License allows work driving during suspension. Requires SR-22, employer form DL-15, and $50-$68 application. See what PennDOT requires for your case.
Rhode Island cityscape and street view
RI Hardship License for Work After Suspension | CostsRhode Island Hardship License allows work driving after suspension with SR-22 filing, employer verification, and approved routes. Costs $85 application fee plus $110-$180/mo premiums. See what you need.
South Carolina cityscape and street view
SC Route Restricted License Cost & SR-22 RequirementsSouth Carolina Route Restricted Licenses require SR-22 filing, $100 reinstatement fee, and work-only route approval. Processing takes 10-15 days. See carrier options.
South Dakota cityscape and street view
South Dakota Work Permit & SR-22 After License SuspensionSouth Dakota work permits require SR-22 filing, 25/50/25 liability minimum, and employer verification. Processing takes 5–10 days. Get coverage now.
Tennessee cityscape and street view
Tennessee Work License Insurance: SR-22 & Restricted DrivingTennessee restricted licenses for work require SR-22 filing with 25/50/15 minimums. Most approvals process in 10-15 days with employer verification. Compare SR-22 rates for your commute.
Texas cityscape and street view
Texas Occupational License Insurance: Rates & RequirementsTexas requires 30/60/25 liability with SR-22 for occupational licenses. Most work-permit drivers pay $145–$220/month. See filing steps, employer letter rules, and approved-hours coverage details.
Utah cityscape and street view
Utah Work License After Suspension | SR-22 RulesUtah does not offer work-restricted licenses during suspension. Learn SR-22 filing rules, reinstatement steps, and what carriers write suspended drivers.
Vermont cityscape and street view
Vermont Work License After Suspension: RDL + SR-22 GuideVermont Restricted Driver License lets you drive for work during suspension. Requires SR-22 filing, employer letter, and 2-4 week processing. See rates and requirements.
Virginia cityscape and street view
Virginia Work License After Suspension: SR-22 & Employer RulesVirginia issues restricted licenses for work driving after suspension with SR-22 insurance and employer verification. Approval typically takes 30-45 days. See requirements.
Washington cityscape and street view
Washington Work Permit After License Suspension GuideWashington occupational permits let suspended drivers commute to work with SR-22 insurance. Processing takes 7-14 days. Employer verification required. See permit eligibility and costs.
Wisconsin cityscape and street view
Wisconsin Work License After Suspension: Occupational SR-22Wisconsin Occupational Driver's License allows work commuting during suspension. Requires SR-22 filing, employer letter, and 10-day processing. See setup steps.
West Virginia cityscape and street view
WV Work Permit After Suspension: SR-22 & CostsWest Virginia occupational licenses allow suspended drivers to commute for work. Requires SR-22 filing, employer letter, 30-45 day approval. See costs and eligibility rules.
Wyoming cityscape and street view
Wyoming Work License After Suspension: SR-22 RulesWyoming's Limited Purpose License lets you drive to work during suspension. Requires employer letter, SR-22 filing, and 10-15 days processing. See eligibility and costs.