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Wyoming Work License After Suspension

Wyoming offers a Limited Purpose License for employment driving during suspension. You can drive to work, during work hours, and for work-related errands if your employer provides written verification. Application takes 10-15 business days after DMV approval, and SR-22 filing is required before the license issues.

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Non-Standard Auto · SR-22 · Senior · Teen Drivers

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Updated July 2026

Minimum Coverage Requirements in Wyoming

Wyoming issues a Limited Purpose License that allows suspended drivers to operate a vehicle for employment purposes. The Wyoming Department of Transportation Driver Services Program administers the hardship program. You must submit employer verification, proof of SR-22 filing, and a completed hardship application before the restricted license is issued.

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Required for Limited Purpose License
SR-22 Insurance Filing
Wyoming requires SR-22 filing before a Limited Purpose License is issued. The SR-22 is a certificate your insurance carrier files with Wyoming DOT proving you carry at least 25/50/20 liability coverage. Filing costs $25-$50 with most carriers, and the SR-22 must remain active for the duration of your suspension period. If your policy lapses, the carrier notifies Wyoming DOT within 10 days and your hardship license is revoked immediately.
25/50/20
Liability Insurance
Wyoming requires $25,000 per person, $50,000 per accident for bodily injury, and $20,000 for property damage. This is the minimum needed to qualify for SR-22 filing and Limited Purpose License eligibility. Wyoming is a tort state, meaning the at-fault driver pays for injuries and damage. If you cause an accident while driving on a work-restricted license, your liability coverage is the only protection between you and a lawsuit that could exceed $100,000 for a single hospitalization.
25/50/20
Non-Owner SR-22 Insurance
Non-owner SR-22 is available in Wyoming if you don't own a vehicle but need a Limited Purpose License to drive an employer's vehicle or a borrowed car to work. It provides liability-only coverage when you drive vehicles you don't own. Costs typically run $30-$60 per month, significantly less than standard SR-22 policies, and fulfills Wyoming's SR-22 filing requirement for hardship license eligibility.
Not required
Uninsured Motorist Coverage
Wyoming does not require uninsured motorist coverage, but 23% of Wyoming drivers operate without insurance according to Insurance Research Council data. If an uninsured driver hits you during your work commute and you're injured, your only financial recovery is through your own uninsured motorist policy or out-of-pocket medical expenses. Minimum UM coverage costs $8-$15 per month and matches your liability limits.
State-Mandated Minimum Coverage · Wyoming

Wyoming Minimum Coverage

CoverageMinimum
Bodily Injury (per person)$25,000
Bodily Injury (per accident)$50,000
Property Damage$20,000

License Reinstatement Fee$50

Meeting the state minimum keeps you legal. See whether it's enough — get your Wyoming quote.

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How Much Does Car Insurance Cost in Wyoming?

SR-22 insurance with a Limited Purpose License in Wyoming costs $110-$180 per month for minimum liability coverage, depending on the underlying suspension cause. DUI-related suspensions generate the highest premiums. Non-owner SR-22 policies run $30-$60 per month if you don't own a vehicle.

What Affects Your Rate

  • DUI suspension adds $80-$140 per month compared to points-based suspensions in Wyoming due to risk classification and SR-22 requirement duration
  • Cheyenne and Casper drivers pay 15-20% more than rural Wyoming counties due to higher accident frequency and theft rates in metro corridors
  • Drivers under 25 with a suspended license pay 30-40% more than drivers over 30 with identical violation records
  • SR-22 filing fee is $25-$50 one-time with most carriers, plus Limited Purpose License application fee of $25 payable to Wyoming DOT
  • Non-owner SR-22 policies cost 50-65% less than standard SR-22 policies if you don't own a vehicle and only need employer or occasional-use coverage
  • Adding a second driver to your SR-22 policy increases premium by 40-60% because Wyoming requires all household drivers to be listed or formally excluded
Minimum Coverage
$110–$150/mo
Wyoming state minimum 25/50/20 liability with SR-22 filing. No collision or comprehensive. This tier qualifies you for the Limited Purpose License but provides no coverage for your own vehicle damage.
Standard Coverage
$150–$220/mo
State minimum liability plus uninsured motorist and medical payments coverage. Adds protection if you're hit by an uninsured Wyoming driver during your work commute, which happens in nearly 1 in 4 accidents statewide.
Full Coverage
$220–$340/mo
Comprehensive and collision coverage added to liability and UM. Covers your vehicle if it's damaged in an accident, stolen, or damaged by weather. Required if you have a car loan or lease, regardless of your Limited Purpose License status.

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Coverage Types

Employment-Hardship SR-22 Insurance

SR-22 is a certificate filed by your insurance carrier with Wyoming DOT proving you carry continuous liability coverage. Required before a Limited Purpose License is issued.

Work-Restricted License Coverage

Liability insurance at Wyoming's 25/50/20 minimum covers injury and property damage you cause while driving under a Limited Purpose License.

Non-Owner SR-22 for Commuters

Non-owner SR-22 provides liability-only coverage when you drive vehicles you don't own, and fulfills Wyoming's SR-22 filing requirement for Limited Purpose License eligibility.

Uninsured Motorist Coverage

Covers your medical bills and lost wages if you're hit by a driver without insurance. Wyoming does not require UM coverage, but nearly 1 in 4 Wyoming drivers operates uninsured.

Commercial-Exclusion Personal Coverage

Personal auto policies typically exclude coverage when you're driving for commercial purposes. If your job requires delivering goods, transporting passengers, or using your vehicle for business beyond commuting, your personal SR-22 policy may not cover you.

Find Your City in Wyoming

Cheyenne, Wyoming cityscape and street view

Cheyenne

suburban
Casper, Wyoming cityscape and street view

Casper

suburban
Downtown Texarkana wooden sign in snow with blue staircase structure behind it

Laramie

urban
Large pile of scattered trash and debris in remote landscape with mountains and cloudy sky in background

Gillette

urban
Steam rising from geothermal ground with evergreen forest and cloudy sky in background

Rock Springs

urban

Frequently Asked Questions

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